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Author: Karyn

Have a Spender? Give Them Strategies

Have a Spender? Give Them Strategies

“Uh oh,” said Gabby after tallying the Are You More of a Savor or a Spender? questions during my 5/6 money class yesterday.  She had answered every single spending question with a ‘yes’ which translated to: she liked to spend.  Hanging at the mall, well that was paradise.  And she’s only 10 years old.   A lot of parents don’t realize the potential problem in their kids’ spending habits because, hey, they’re just kids and what kid doesn’t like to…

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Little Rationalizations Can Turn Into Big Rationalizations

Little Rationalizations Can Turn Into Big Rationalizations

Here’s something interesting a second grader came up with when we were working on the Water Wonderland activity.  I’ve written about this activity before, but for those who aren’t familiar, it’s when kids get to make spending choices and at the end of the activity those with enough money get to go to Water Wonderland.  The key is that the kids don’t know about WW while they’re making choices.  The point of the activity is to show kids how important our…

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Life's Little Consequences.

Life's Little Consequences.

Ryan just called me from school.  Apparently he left his grade check sheet at home this morning and needs it in order to try out for the track team this afternoon.  Hmmm.  Not wanting him to miss out on being on the team but wanting him to be responsible for forgetting, I asked if today was the only day for tryouts.  No, he could try out tomorrow.  That made my life so much easier.  He’ll be taking the bus home…

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OMG! It's Working!

OMG! It's Working!

Today was my last day with this particular group of second graders.  One of the girls, Lauren, came running up to me as I was setting up the day’s activity.  “I got a job!”  she announced.  But the gleam in her eyes really said it all.  Apparently, after last week’s lesson on special talents and skills, she went home and talked to her parents about doing some jobs around the house for extra money.  She got hired to take down…

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Freudian Slip

Freudian Slip

I was working with a group of 4th and 5th graders on Pet Project, a project where kids get to take care of a pet for a year.  Part of the project requires kids to go through catalogs and buy things for their pet.  They need to fill in a real order form and write a check using some old checks I saved when I closed an account (with all important information blacked out). They love this project because they…

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